Lindsay, Ontario — The Lindsay and greater Kawarthas community are mourning the heartbreaking loss of Rick and Rose Harding, a beloved couple who tragically lost their lives in a motorcycle accident on Highway 118 over the weekend.
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The devastating news has left family, friends, and neighbors in deep sorrow, as the Hardings were well-known across the region for their kindness, adventurous spirit, and dedication to helping others.
According to local authorities, the fatal crash occurred along Highway 118, a familiar route in the Kawarthas that the couple often traveled together. Tributes have poured in from across the community, with residents expressing grief and disbelief at the loss of two individuals who touched so many lives.
“The tragic accident yesterday on Hwy 118 has a Kawartha Lakes connection. I’ve spoken with them many times over the years—they’ll be deeply missed,” one resident shared.
Rick Harding, a respected mortgage broker with over 41 years of experience, was widely admired for his integrity, compassion, and commitment to fairness. Known for his unique “shepherd and Robin Hood mentality,” Rick made it his mission to help those who struggled to find financial guidance or opportunity elsewhere.
Colleagues and clients alike remember him as a man of honesty, humor, and humility—someone who believed in doing right by people, regardless of their circumstances. His influence in the mortgage and financial sectors will be remembered by countless clients and mentees who benefited from his wisdom and generosity.
Outside of work, Rick and his wife Rose shared a love for adventure, travel, and community. The couple were inseparable partners in life, whether riding their motorcycle through Ontario’s scenic routes or enjoying time with loved ones at home.
In a touching tribute, friends of the couple shared,
“It is with heavy hearts that we share the tragic passing of our dear friend and retired instructor, Rick Harding, along with his wife Rose. Rick was a legendary instructor, a wonderful human, and lived a life full of adventure. They will both be deeply missed.”
The Hardings leave behind a lasting legacy of kindness, generosity, and love—one that will continue to inspire all who had the privilege of knowing them. Their loss has created an irreplaceable void in the Lindsay and Kawarthas communities, but their memory will endure through the lives they touched and the compassion they shared.